All of our products are available to be purchased by UK residents.
When providing personal information about others, you confirm that you have the consent of these individuals to supply their personal information. We are unable to offer you any product or service unless you provide explicit consent for the collection and use of sensitive personal data as defined in data protection laws. You have the right to withdraw your consent at any time. This may limit or terminate the contract of insurance that you have arranged through us.
As with all other insurance companies, we collect certain information that you provide in the process of buying a policy from us or if you volunteer information that enables us to keep in touch with you.
This information may include personal details that you submit including your name, address, email address, date of birth and so on.
We will only ever contact you at your request or if you have opted to receive information from us from time to time, or as part of the administration of your policy.
We also gather data that enables us to track how you use this website – which pages you visit and so on. This helps us to provide you with the most relevant information when you visit the website.
How we use your information
In accordance with Data Protection legislation, including General Data Protection Regulations (GDPR), we advise that any personal and/or sensitive data requested from you will be stored securely and will only be used in order to manage the contract of business, including insurance requirements, we are arranging for you where we have a legal obligation in handling your data. We may also have a legitimate interest in handling your data when dealing with third parties, such as your insurers. This information will only be made available to third parties, such as insurers or their claims handling agents, in order to further manage and service your insurance policy.
We will retain your information for a period of time which is necessary to ensure no further liability, such as any insurance claims, exists. This period will normally be 7 years from expiry of the policy but may be extended for certain types of business.
The types of data vary but typically include name, address, email address, telephone number and date of birth. Other details may be needed depending on the type of insurance required.
For certain types of business we may require sensitive information from you in order to arrange your insurance requirements or service any claims, for example, medical records, which may involve passing such information to insurers or their claims handling agents. If required we will seek your consent to this.
We will not transfer your data outside the EU. Your insurers and/or their third party agents may pass data outside the EU and if so, we will seek their confirmation that this is adequately protected.
You have the right to:-
- See a copy of the personal information we hold about you, free of charge
- Ask us to delete any of your personal data where there is no legitimate reason for continuing to hold it.
- To have any inaccurate or misleading data corrected or deleted
- Restrict the processing of your data
- Lodge a complaint with the Information Commissioners Office if you are unhappy with the manner in which we store or handle your data.
If you provide data to us about other people you must provide this notice to them before you pass their data to us. You must obtain their consent if this includes sensitive data such as health or criminal record data.
If at any time you wish to know what information we hold on you, or have any queries relating to the above, please contact our director responsible for Data Protection issues at:-
Telephone: 020 3582 1172
Or write to:
17 Teddington Business Park